Over the years a AAA membership is something that many deem as a must-have as a driver. While the membership certainly comes with its fair share of perks, it’s not necessarily the ‘must-have‘ that many proclaim it to be, with costs outweighing the benefits on several levels.
Below, we will be going over some of the reasons why you might not want to spend the money on an AAA membership.
What is AAA? In case you’re wondering AAA stands for the ‘American Automobile Association’ and it is a federation of regional clubs that was founded in 1902. It offers membership tiers that give drivers access to a variety of benefits, the main benefit being roadside assistance services. While the organization has it’s own fleet in larger metropolitan areas, they outsource much of the United States to 3rd party local towing services.
One of the main reasons this membership has lessened in total value has to do with the number of services and products that already offer premium roadside assistance. Many credit cards offer their users this feature along with their credit card. Therefore, you want to figure out whether or not you have a credit card that offers this benefit already. There is no reason to pay for a benefit that you already get with either your free credit card or one that comes with an annual fee attached. Likewise, if you are interested in roadside assistance, you will likely get better value out of signing up for a credit card with the benefit attached over a service primarily geared for roadside assistance.
Another thing that you will want to do is to check your auto insurance coverage. Some auto insurance policies will include emergency roadside service which means that you won’t have to worry about getting an extra membership just to get the benefit. This will make it much cheaper, in the end, to get 24/7 emergency assistance since you are already paying for it.
If you have recently purchased a vehicle, you might get roadside assistance without having to pay extra. A lot of manufacturers will offer this type of benefit for those within the warranty period or the first couple of years of vehicle ownership. If this is the case, you won’t feel that it is worth paying for. After all, you will already have the coverage that you need. Thus, paying extra for it won’t make sense.
Another thing that you will want to factor in your decision when you are attempting to figure out whether or not it is worth investing in would be if you are someone that would be using the other benefits that come with the membership. There are various benefits that you can get as a AAA cardholder. For one, you might get discounts on car rental services and other benefits might include discounts on hotel stays. These benefits alone can save you the cost of your membership if you happen to use them regularly. That being said, these are the same type of benefits that you can get with various paid credit cards.
Overall, there are so many reasons as to why AAA membership has lost its luster. The fact is, a lot of people already have access to its primary benefit of roadside assistance. If you are someone that already has roadside assistance with a credit card, your auto insurance, or with your vehicle, it likely wouldn’t be worth the membership cost.
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